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☀️ Northumberland County Market Update – July 2026

July brought a slight cooling in sales activity across Northumberland County, while buyers continued to benefit from a good selection of homes on the market.

A total of 144 homes sold in July, down 5.3% from the 152 sales recorded in June. Meanwhile, 380 new listings came to market, continuing to provide buyers with plenty of choice as we move through the summer months.

The average selling price increased to $721,450, up 6.5% from $677,570 in June. While this is a notable month-over-month increase, it’s important to remember that average sale prices can fluctuate depending on the types and price points of homes that sell in any given month. One month’s increase doesn’t necessarily signal a broader shift in market conditions.

Homes spent an average of 48 days on the market, giving buyers time to consider their options and reinforcing the importance for sellers to price and position their homes appropriately from the start.

🏡 What Does This Mean for You?

For buyers, there continues to be opportunity. With a healthy number of homes available and less urgency than we’ve experienced in stronger seller-driven markets, buyers can be more selective, negotiate where appropriate, and take the time to make informed decisions.

For sellers, homes are absolutely selling — but today's buyers have options. Pricing realistically, presenting your home at its best, and having a strong marketing strategy are increasingly important when competing for buyer attention.

The Flynn Group Perspective

More activity doesn't always mean a stronger market — and higher average prices don't necessarily mean home values have suddenly jumped.

July's numbers are a great example of why we look beyond a single statistic when assessing our local market. With sales easing slightly and plenty of inventory available, conditions continue to favour buyers overall, despite the increase in July's average selling price.

Every home, neighbourhood, and price point can behave differently. If you're wondering what today's market means for your property or your next move, we're always happy to have a conversation and help you make sense of the numbers.

— The Flynn Group

A Little Care Now for a Beautiful Fall

August is a month to savour the garden. Flowers are in full bloom, vegetable gardens are producing, and outdoor spaces are getting plenty of use. But as summer begins to wind down, a little attention now can keep your garden looking beautiful and make the transition into fall much easier.

Keep the colour coming.

Deadheading spent flowers helps tidy up garden beds and can encourage some plants to produce another round of blooms. Give containers and hanging baskets a quick refresh too trim back tired growth and remove anything that has seen better days.

Water wisely.

Hot August days can be tough on gardens. Rather than frequent, shallow watering, give plants a deeper drink when they need it, preferably earlier in the day. Don't forget about containers, which can dry out much faster than garden beds.

Enjoy the harvest.

Tomatoes, peppers, beans, zucchini and fresh herbs are often at their best this time of year. Harvesting regularly not only means more fresh produce for the kitchen, but can also encourage many plants to keep producing.

Stay ahead of the weeds.

It's tempting to ignore a few weeds this late in the season, but removing them before they flower and go to seed can mean fewer weeds to deal with next year.

Give your lawn a little breathing room.

During hot, dry periods, avoid cutting grass too short. Leaving it slightly longer can help shade the soil and retain moisture.

Start planning for fall.

August is a great time to look around and take note of what worked and what didn't. Snap a few photos, jot down areas you'd like to improve, and start thinking about fall projects and spring-flowering bulbs.

Most importantly, take some time to enjoy the results of all that work.

Pour a cold drink, find a comfortable spot outside and make the most of those warm late-summer evenings.

Fall will be here soon enough!

Mortgage Coming Up for Renewal?

A Little Preparation Can Help You Make a More Informed Decision

When your mortgage is approaching its renewal date, your current lender will typically send you a renewal offer. Signing it may be the easiest option, but before you do, it's worth taking some time to review where you are today and what you may need from your mortgage in the years ahead.

A lot can change over the course of a mortgage term. Your income, expenses, family situation and future plans may all look different than they did the last time you chose a mortgage.

Start the conversation early.

Don't wait until the last minute to think about renewal. Starting early gives you time to understand your options, ask questions and compare what may be available from your existing lender and elsewhere.

Look beyond the interest rate.

A competitive rate is important, but it isn't the only consideration. Features such as prepayment privileges, payment flexibility and potential penalties can make a meaningful difference depending on your plans.

Think about what the next few years could bring.

Are you considering moving? Renovating? Retiring? Paying down your mortgage more aggressively? Changes on the horizon can influence which mortgage features and term may make the most sense for you.

Review your payment and amortization.

Renewal can also be a good opportunity to look at your payment frequency, remaining amortization and whether you have room in your budget to increase your regular payment or make a lump-sum payment.

Ask questions before you commit.

Mortgage products can vary considerably. Understanding the details, and not simply comparing the headline rate, can help you make a decision that better reflects your circumstances and goals.

Your mortgage renewal doesn't have to be something you simply check off your to-do list. Think of it as a financial check-in: an opportunity to review what's changed, consider what's ahead and make sure your mortgage continues to fit your plans.

This article is for general informational purposes only and is not intended as financial or mortgage advice. Individual circumstances vary; consider speaking with a qualified mortgage or financial professional about your specific situation. If you don’t already have one, our team can help get you in contact with one of our trusted mortgage contacts.

🌽 Grilled Corn & Avocado Summer Salad

Serves: 4–6 | Prep: 15 minutes | Cook: 10 minutes

Ingredients

• 4 ears of corn, husks removed

• 2 ripe avocados, diced

• 1½ cups cherry tomatoes, halved

• ¼ cup red onion, finely diced

• ⅓ cup crumbled feta

• ¼ cup fresh cilantro, chopped**

• 2 tbsp olive oil

• Juice of 2 limes

• 1 tsp honey

• Salt and freshly ground pepper, to taste

• Optional: a pinch of chili flakes or a finely diced jalapeño

  
  

** Don’t like cilantro? Try some fresh dill, about 2–3 tbsp chopped

Directions

1. Grill the corn over medium-high heat, turning occasionally, until lightly charred, about 8–10 minutes. Let cool slightly, then slice the kernels from the cob.

2. In a large bowl, combine the grilled corn, tomatoes, red onion, feta and cilantro.

3. Whisk together the olive oil, lime juice, honey, salt and pepper.

4. Add the avocado to the salad, drizzle with the dressing and gently toss.

5. Finish with chili flakes or jalapeño if you like a little heat, and serve immediately.

Newsletter tip: No grill? No problem! Cook the corn in a hot skillet for a few minutes until it gets a little golden and charred.

Our “Slow Down” lawn signs are still rolling out!🤚

Lawn signs are available for pickup at locations throughout the community, or reach out to one of the Flynn Group team members!

While there is no cost for the sign, donations are appreciated and will help support community projects and programs undertaken by the Warkworth Service Club.

📍 Pickup locations:

The Shop - Warkworth

The Robins Nest  - Warkworth

D’s Modern Caribbean Cuisine - Campbellford

RBC - Warkworth

Thank you for helping make our community a little safer for everyone.🫶